Hifadhi Individual Pension Plan

Your path to a secure retirement

About GenAfrica Hifadhi Individual Pension Plan

Hifadhi Individual Pension Plan (IPP) is a voluntary retirements savings plan designed to help individuals save consistently for a secure and dignified retirement. Whether you’re self employed, in informal employment, or simply looking to enhance your existing retirement benefits, Hifadhi offers a flexible, tax efficient solution tailored to your needs.

The GenAfrica Hifadhi Individual Pension Plan is regulated by the Retirements Benefit Authority (RBA).

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Why Choose Hifadhi Individual Pension Plan

Flexible Contributions

Save what you can, when you can – no fixed monthly amounts

Tailored for Individuals

Designed for freelancers, consultants, SME Owners, informal sector workers, and those without employer-sponsored pension plans.

Tax Benefits

Our plan is structured to provide you with tax benefits, offering a valuable advantage in your retirement savings.

Fund Management

Your savings are managed by GenAfrica’s experienced investment team to ensure optimal long-term growth.

Accessibility

Monitor your contributions, investment performance, and overall pension savings from the convenience of your computer or mobile device.

Key Benefits





Tailored Retirement Solutions

Tailored Retirement Solutions

Customized plans aligned with your financial goals.





Flexible Contribution Options

Flexible Contribution Options

Regular or adjustable plans to suit your needs.





Diverse Investment Portfolios

Diverse Investment Portfolios

Access a wide range of investments for growth and stability.





Expert Financial Guidance

Expert Financial Guidance

Personalized planning for long-term retirement success.





Easy Onboarding

Easy Onboarding

Simple sign-up with minimal paperwork.

Secure your individual pension path

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We value the ideas, talent, and voices that drive our success.

At GenAfrica, we invest in our people the same way we invest for our clients – with intention, excellence, and a commitment to diverse expertise.

Pension - Defined Contributions Calculator

Plan your retirement savings and see how your contributions grow over time

Contributions Information
Results
Pension Projection
Current Age:
40
Years to Retirement:
20
Annual Return:
7.00%
Salary Increase:
0.00%
Employee Contributions:
1,440,000.00
Employer Contributions:
1,440,000.00
Total AVC:
0.00
Total Interest Earned:
3,832,345.67
Final Retirement Balance:
7,712,345.67
Total Contributions:
2,880,000.00
Total Growth:
6,712,345.67

Secure your individual pension path

Our Products and Services

We offer investment management services to a variety of investors including Pension Schemes, Shariah Compliant Schemes, Endowment Funds, Private Clients, Medical Schemes, Deposit Protection Funds, Offshore Clients and Trust Funds. In addition, we offer investment advisory for wealth and treasury management